
Is Roadside Assistance Included in Auto Insurance Policies?
Understanding how roadside assistance works can help you make informed decisions about your coverage options.
Roadside assistance is a service that can help drivers when their vehicles break down or encounter issues on the road. This service typically includes the following:
- Towing—Your vehicle can be transported to a nearby repair shop.
- Battery jump-start—Your batter can receive power if it dies.
- Tire change—A flat tire may be replaced with your spare.
- Fuel delivery—You may be brought fuel if you run out.
- Lockout service—You may receive assistance accessing your vehicle if you’re locked out.
Whether roadside assistance is included in your auto insurance policy depends on several factors, including the following:
- Insurance provider—Some companies offer it as a standard feature, while others require it as an add-on.
- Policy type—Basic liability policies may not include it, while comprehensive plans may add it to enhance your coverage.
How to Find Out If You Have Roadside Assistance
Your agent can help determine if roadside assistance is included in your policy. Review your policy documents to check for any mention of roadside assistance coverage or related services. Many insurers provide a detailed overview of your coverage online.
How to Add Roadside Assistance
While roadside assistance is valuable for any driver, it’s not universally included in auto insurance policies. Contact your agent to review your options and get a quote if you want to add this coverage.
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This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.
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