September 20, 2025
AgencyHow to Lower Auto Insurance Rates in Texas
Auto insurance rates are influenced by a variety of factors, many of which are within your control. If you’re looking for ways to make your auto insurance more affordable, here are some approaches worth considering. Review Your Coverage and Deductibles One of the first steps is to take a closer look at your policy. Choosing […]
August 20, 2025
AgencyHow to Choose the Right Artisan Contractors Insurance Policy for Your Trade
Working as an artisan contractor means that your clients likely expect top-notch services delivered with great attention to detail. You may also rely on specialty equipment and tools to meet tight deadlines. Managing your credibility can also be critical, as an artisan contractor with a subpar reputation may be passed over for jobs and struggle […]
June 29, 2025
AgencyHow to Save on Home Insurance in Texas: Tips for Lowering Your Premium
Homeowners in Texas face a variety of risks, from hailstorms to hurricanes. That’s why it’s important to have the right protection in place. But that doesn’t mean you have to overpay. There are several ways you may be able to reduce your home insurance costs while still maintaining solid coverage. How Can You Save? If […]
May 26, 2025
AgencyHow Weather Impacts Homeowners Insurance Rates in Texas
Texas residents are well-acquainted with severe weather, which can significantly influence home insurance rates statewide. The varied and often extreme weather conditions, including hurricanes, tornadoes, hailstorms and flooding, can play a pivotal role in determining insurance premiums. The Relationship Between Homeowners Insurance Rates and Weather Trends Weather in Texas can impact homeowners insurance rates in […]
March 28, 2025
AgencyWhat Makes a Driver “Nonstandard” in Texas? Common Risk Factors and What to Do
Drivers are classified into different categories based on their risk levels. Nonstandard drivers are those who present a higher risk to insurance companies due to various factors, including the following: Poor driving record—A history of traffic violations, accidents or reckless driving can significantly impact your risk profile. Multiple speeding tickets, at-fault accidents or serious offenses […]
February 26, 2025
AgencyNon-standard Auto Insurance for Teenage Drivers: What Parents Need to Know
Due to their higher risk profile, parents of young drivers often need to consider non-standard auto insurance. It is crucial to understand what non-standard auto insurance entails and how it can benefit your family. Understanding Non-standard Auto Insurance Non-standard auto insurance is designed for drivers considered high risk by insurance companies. This category often includes […]
December 23, 2024
AgencyTop 5 Reasons You Might Need Non-standard Auto Insurance
Auto insurance is essential for protecting yourself and others on the road. While standard auto insurance policies cover most drivers, there are situations where non-standard auto insurance might be necessary. Poor Driving Record Insurance companies often consider drivers with multiple traffic violations, accidents or DUI convictions as high risk. As a result, they may not […]
November 23, 2024
AgencyHow Auto Insurance Rates Are Calculated: What Factors Matter Most?
Auto insurance rates can often seem like a mystery, with premiums varying widely from one driver to another. Understanding how these rates are calculated can help you make informed decisions and potentially lower your costs. Driving Record Your driving record is one of the most significant factors in determining your auto insurance rates. Insurers look […]
October 27, 2024
asiadminIs Roadside Assistance Included in Auto Insurance Policies?
Understanding how roadside assistance works can help you make informed decisions about your coverage options. Roadside assistance is a service that can help drivers when their vehicles break down or encounter issues on the road. This service typically includes the following: Towing—Your vehicle can be transported to a nearby repair shop. Battery jump-start—Your batter can […]
May 1, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]