Accidental Plans

Accidental plans coverage, often referred to as accidental death and dismemberment (AD&D) insurance, provides financial protection in the event of an accident resulting in death or serious injury. Unlike traditional life insurance, which typically covers death from any cause, AD&D insurance specifically covers accidents such as car crashes, falls, or other unexpected events. In the event of an insured person’s death or certain specified injuries caused by an accident, AD&D insurance pays out a lump sum benefit to the policyholder or their designated beneficiaries. This coverage can help provide financial support to the insured person’s family or cover medical expenses in the event of serious injury resulting from an accident.