Forgot To Make Your Payment: You Still have Options

We’ve all heard the phrase “life happens”. Sometimes you run late to appointments or it rains on your Saturday afternoon picnic. We’ve all experienced life moments that have caught us by surprise. One day you’re going about your day and BOOM, out of the blue you realize you completely forgot to make your auto insurance payment for the month. You begin to stress and worry about your lapsed coverage, but eventually, pick up the phone and call your insurance carrier.


The good news is, you’re not the only one who has ever been consumed with the happenings of life and forgot to make a payment. The even better news is that your insurance carrier understands. Carriers realize people are only human and mistakes happen. Fortunately, many carriers offer grace periods where they can reinstate your lapsed coverage.


Let’s assume you are outside of the grace period your carrier offers for a quick reinstatement of your policy. Your coverage may have already gone into a canceled policy status. Never fear, your carrier will be happy to requote and rewrite your policy. Depending on the carrier, additional fees may or may not be applicable. Either way, you’ll be covered and have a policy in good standing again.


The best way to avoid accidentally forgetting to make your insurance payment it to set your account up to automatic withdrawal. This will give you peace of mind that you’ll never forget another monthly payment again! Remember, forgetting to make your auto insurance payment isn’t the end of the world, but you will have to take the time to call and work out the issue with your insurance carrier. AutoSmart Insurance makes it easy to set up your auto insurance to autopay. Call AutoSmart at 855-960-0819 to set your policy to autopay and never worry about a late payment again!

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